Wells Fargo Active Cash℠ Card Review



Limitless 2% money rewards — Cardholders earn a vast 2% money rewards on each buy, with no classes to activate or earnings limits to trace. Plus you may redeem the money rewards for every little thing from assertion credit to reward playing cards — with no particular redemption hurdles to leap by.

Whereas there are a number of different money again playing cards on the market with the identical rewards fee, the Wells Fargo Energetic Money℠ Card stands out with its simplicity.

$200 money rewards sign-up bonus — New Wells Fargo Energetic Money℠ Card holders can earn a $200 money rewards sign-up bonus for spending simply $1,000 on their card within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual price, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% money again playing cards. Most playing cards with 2% limitless money again do not include a sign-up bonus.

15-month 0% intro APR provide — New cardholders can get pleasure from a 0% intro APR on each new purchases and eligible stability transfers for a full 15 months. That is a fantastic provide, even when in comparison with playing cards marketed only for a 0% intro APR.


Take into account that solely stability transfers made inside the first 120 days will qualify for the lowered rate of interest. There’s additionally a stability switch price that can apply to all transfers.

No annual price — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money℠ Card. The cardboard has no annual price, which suggests you will not have to pay simply to maintain your account open.

Cellphone safety — With the value of a typical mobile phone within the a whole bunch of {dollars}, having some form of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in mobile phone safety simply by paying your mobile phone invoice along with your card. The safety covers your telephone within the occasion of theft, injury, or “involuntary and unintended parting.” You may rise up to $600 per declare — minus a $25 deductible — and as much as two claims per 12-month interval.


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